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Simplifying personal finance for American young working class, while exploring the art of living with them. To learn more about, visit www.weeklybagel.com. I will post once a biweek on a Sunday, or a Wednesday.
Episodes
Sunday May 04, 2025
Sunday May 04, 2025
Is it better to get roommates or just live alone?
This is a question most young working class adults contemplate before getting their own place for the first time. This is especially, when you live in a city with high cost of living making a little above minimum wage. There are benefits to each, but making a decision on this depends on what your mental and financial needs are.
On this episode, I will be breaking it all down in WeeklyBagel style- no real, no bullshit and no shame in exploring this question. I explore how eachSo whether you are team "I want my own space" or team "Let's just split our monthly bills until we can make enough to afford our own places"- this episode is for you!
Here is the article I mentioned about on the episode: How to build an emergency fund.
Alright- that is it for today's episode.
If you are listening and you realize you are team "Live alone because I value my peace" or team "roommates until I retire", hit me up. You can tag me on thread or LinkedIn. Drop your city- I would like to see where everyone is thriving.
Catch y'all next week in two weeks where I would be getting into how to build a personal budget that does not make you want to cry.
If you have any question or anything you want me to talk about with respect to improving your life as a young working class American adult, email me at Chimezie@weeklybagel.com. Until then, keep baking that bagel!
Wednesday Apr 23, 2025
Wednesday Apr 23, 2025
Hello, welcome to the 4th episode of the Weeklybagel podcast. On this episode, I discussed the kind of jobs out there that will pay enough to get a place of your own.
You have probably heard any job is good enough to help you make rent, but often this is not true. Some jobs will pay you barely enough to make rent and take care of yourself. To be able to sustain yourself after you have your first apartment, it is important to make enough to pay bills and take care of your needs.
Starting with a job that pays a minimum wage does not count. Yes- I SAID IT LOUD!
It is very misleading to give in to the pressure of having just about any job out there. If your goal is to save enough to move out and get a place of your own, then you need to be making at least $15 an hour. Personally, I recommend shooting for $18 an hour wage.
This is especially, when you do not have any skill or experience to offer. In this episode, I talked about how you could do it. I mentioned each industry's entry level pay and some examples of jobs in the industry to focus on.
I surely hope you will benefit from listening to this episode. I am rooting for your success. In case of questions, shoot me an email at Chimezie@weeklybagel.com.
Thank you!
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
Hello there!
Your goal to have your own place can be disrupted, when you do not have the right bank account to help you meet your saving goal. This is especially, when you maintain an account with a bank that charges you monthly fees.
On this episode, I talked about the right kind of bank account to help you save to move out and have your own place. I have also attached a couple of articles I mentioned on this episode.
7 Best High Interest Savings Accounts To Beat Inflation
4 Major Kinds Of Bank Account In the US
You can read the above articles for more information on what I barely discussed on this episode. This is especially, if you are looking for high interest savings accounts to save your money in.
In case of any question, you can email me at Chimezie@weeklybagel.com. I hope you have a great day!
Sincerely,
Chimé NU
Thursday Mar 06, 2025
Thursday Mar 06, 2025
Hello there!
The best decision any working class adult can ever make is having a place of your own. This is whether you are renting or buying your living abode. It is the first step towards financial independence.
On this episode, I talked about how to go about it in a systematic way which permits long term success. By long term success here, I meant never moving back to your parents' house, if you move out.
I have attached some articles below to elaborate on some of the things I mentioned during this episode. You can read the following articles below, if you do not understand the credit concepts I talked about.
What is a good credit score for an average American?
Getting Your First Credit Card
Learning the Difference Between Credit Score and Credit History
What To Know About Building Credit For the First Time
Places that Will Show You Your Credit Score For Free
In case of questions, you can email me at Chimezie@weeklybagel.com. . I am rooting for your success. Good luck!
Thursday Mar 06, 2025
Thursday Mar 06, 2025
Hello there!
I am Chimé NU- the founder of WeeklyBagel, a professional personal finance blog that simplifies personal finance for young working class American adults.
This first episode is an introduction to what I hope to accomplish with this podcast and a little story about me. You can read Why I started WeeklyBagel to get a grasp of where I am coming from.
The podcast is for young working class adults straight out of high school, in college or workforce. If you fall in this category, I will be exploring the best ways to make financial decisions which favor your journey as working class adults.
If you have questions, I can be reached at Chimezie@weeklybagel.com. Or, send me a message through my Contact me form on my website. It is a pleasure to meet you.
Sincerely,
Chimé NU